Residence permit for financial investments (type B.4)

Route status

Active as of 2025-12-31^[3]^[4]

Open to new applications under the rules recorded below.

Residency route facts

Identity

Identity
Official name (local)	Άδεια διαμονής για χρηματοοικονομικές επενδύσεις (άδεια διαμονής τύπου «Β.4») as of 2023-04-01^[3]
Official name (English)	Residence permit for financial investments (type B.4) as of 2023-09-13^[3]^[6] Translation of the statutory Greek name
Legal basis	Migration Code (L.5038/2023) Art. 99, with common provisions in Arts. 94-95 as of 2023-09-13^[3]^[6]

Who can apply

Who can apply
Nationals not served by this route	EU, EEA as of 2023-09-13^[3]^[6] Third-country nationals only
Criminal-record condition	Not established from a qualifying source General public-order screening applies; explicit per-route document requirement not verified from primary source

Permit terms

Permit terms
Initial duration	5 years as of 2023-09-13^[3]^[6] Art. 95(1) and Art. 99(5)
Renewable	Yes as of 2023-09-13^[3]^[6] Equal 5-year renewals while the investment is retained (certified retention)
Renewal duration	5 years as of 2023-09-13^[3]^[6]
Work rights	none as of 2025-12-31^[3]^[4] Art. 99(7): no access to any form of employment

Permanent residence and citizenship

Permanent residence and citizenship
Counts toward permanent residence	Yes as of 2023-04-01^[1]^[3] Not excluded from EU long-term resident status; LTR conditions (residence continuity, income, integration) apply separately

Requirements

Requirements
Investment options	Option: gr-financial-investment-capital-contribution Asset class: company shares Minimum amount: EUR 500,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(a): capital contribution to a company seated/established in Greece (excl. portfolio investment companies and, subject to (b), REICs) for shares in a capital increase or bonds in a bond-loan issue traded on Greek regulated markets/MTFs; executed via a Greek-operating investment firm or credit institution. Option: gr-financial-investment-reic Asset class: company shares Minimum amount: EUR 500,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(b): shares in a capital increase of a Greek Real Estate Investment Company (AEEAP, L.2778/1999 Art. 21) investing exclusively in Greece. Option: gr-financial-investment-vc Asset class: investment fund Minimum amount: EUR 500,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(c): shares of a venture-capital company (EKES, L.2367/1995 Art. 5) or units of a venture-capital mutual fund (AKES, L.2992/2002 Art. 7), where the alternative investment organisation invests exclusively in companies seated/established in Greece. Option: gr-financial-investment-gov-bonds Asset class: government bonds Minimum amount: EUR 500,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(d): Greek government bonds with at least 3 years' remaining maturity at purchase, bought and held via a Greek-established credit institution as custodian. Option: gr-financial-investment-deposit Asset class: bank deposit Minimum amount: EUR 500,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(e): fixed-term deposit at a Greek credit institution, at least 1-year term with standing renewal order; joint holders limited to spouse/partner and relatives up to 2nd degree. Option: gr-financial-investment-listed-securities Asset class: company shares Minimum amount: EUR 800,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(f): shares, corporate bonds and/or Greek government bonds traded on Greek regulated markets/MTFs; dedicated exclusive-use account; average annual cash balance may not exceed 20% of the initial investment (reinvestment allowed). Option: gr-financial-investment-mutual-fund Asset class: investment fund Minimum amount: EUR 350,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(g): units of a mutual fund (Greek or foreign) investing exclusively in securities traded on Greek markets; fund assets at least EUR 10,000,000; fund and manager licensed by a supervisory authority (non-EU: IOSCO member with information-exchange agreement with the Hellenic Capital Market Commission). Option: gr-financial-investment-aif Asset class: investment fund Minimum amount: EUR 350,000 as of 2025-12-31^[3]^[4] Restrictions: Art. 99(1)(h): units/shares of an Alternative Investment Fund (OEE) established in Greece or another EU member state investing exclusively in Greece (incl. real estate); fund assets at least EUR 3,000,000; fund and manager licensed/registered; dedicated account with 20% average-balance cap.
Source-of-funds checks	Yes as of 2025-12-31^[3]^[4] Art. 99(4): investment must be made with funds remitted from abroad; remitter may be the investor or spouse/partner or relatives up to 2nd degree
Income requirement	Not applicable No income test beyond the investment

Process

Process
Where to apply from	either as of 2025-12-31^[3]^[4] In-country after lawful entry on any visa (Art. 94(1),(4)); or from abroad: certification request via consulate within a year of investing, then national visa for 'investment in securities or bank deposit' (Art. 99(4))
Fees	Kind: application Amount: EUR 2,000 as of 2023-09-13^[3]^[6] Art. 171(1)(c), type B permits; minors exempt Charged per: applicant Kind: renewal Amount: EUR 2,000 as of 2023-09-13^[3]^[6] Charged per: applicant
Quota	Quota exists: No as of 2023-09-13^[3]^[6] No quota in Arts. 94-99

Physical presence

Physical presence
none stated	to keep the permit as of 2023-09-13^[3]^[6] Art. 95(1): periods of absence are no obstacle to renewal of type B permits

Family inclusion

Family inclusion
Family members may be included	Yes as of 2026-02-06^[2]^[3]
Eligible relations	spouse, registered partner, minor child, adult dependent child, parent as of 2026-02-06^[2]^[3]^[5] Art. 95(2), as amended by L.5275/2026 Art. 29 (adult children lacking legal capacity added); children under 21; direct ascendants of both spouses/partners
Family may apply at the same time	Yes as of 2023-09-13^[3]^[6] May accompany or join; permits expire with the sponsor's
Family members' work rights	Not established from a qualifying source Not confirmed from primary source for investor-family permits

Your next step

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Verification

Verification
Sources cited	6
of which official (tier 1)	3
Oldest as-of date	2023-04-01
Newest as-of date	2026-02-06
Reviewed on	2026-08-11
Schema version	1.1

Sources

[1] Council Directive 2003/109/EC concerning the status of third-country nationals who are long-term residents
EUR-Lex (Publications Office of the EU) · statute · Tier 1 · Accessed 2026-08-04
[2] Law 5275/2026 – promotion of legal migration policies, transposition of Directive (EU) 2024/1233 (Government Gazette A' 17/06.02.2026)
National Printing House (et.gr) · statute · Tier 1 · Published 2026-02-06 · Accessed 2026-08-04
[3] Law 5038/2023 – Migration Code (Government Gazette A' 81/01.04.2023)
National Printing House (et.gr) · statute · Tier 1 · Published 2023-04-01 · Accessed 2026-08-04 · Archived copy
[4] Investment trends in financial instruments under the Greek Golden Visa regime (Art. 99 options)
Machas & Partners · law firm · Tier 2 · Published 2025-12-31 · Accessed 2026-08-04
[5] New Immigration Law – Legal Flash on L.5275/2026
PwC Greece · law firm · Tier 2 · Published 2026-02-28 · Accessed 2026-08-04
[6] L.5038/2023: Change of the conditions for granting residence permits for investment purposes
Sioufas & Associates Law Firm · law firm · Tier 2 · Published 2023-09-13 · Accessed 2026-08-04